How to Buy Diamond
Engagement Rings
There is much to consider
when purchasing a diamond – especially
diamond
engagement rings! The tradition of presenting a woman with a diamond
engagement ring when
proposing began in 1477 when Archduke Maximilian presented
a diamond ring to Mary of
Burgundy – and in most cases, the woman you plan to
propose to will expect a
ring to accompany that proposal!
First, determine how much
ring you can afford. Most people use the ‘two months
salary’ rule. This means
that the ring should cost the equivalent of two months of your
current salary. Because
you have other bills to pay, saving up this amount of money may
take quite a bit of time.
You should consider financing. Simply go to the jeweler of your
choice and tell them that
you plan to buy an engagement ring, and that financing will be
necessary. Go ahead and
get the credit check out of the way, find out what your payments will be, and how much of a down payment is required.
Now, have your mother,
sister, or your girlfriends best friend take your girlfriend
shopping, and make sure
that they gaze at the engagement rings to get an idea of what
she might like. Make sure
that the jewelry store you buy the ring from will allow you to return the ring,
if that is required, or allow
your girlfriend to
exchange it for another if she isn’t happy with it!
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